Forefront’s Monday Market Update Chinese Energy Crisis Around May of 2021 reports began to surface out of China. They had begun to experience energy disruptions at warehouses and manufacturing facilities. The biggest impact to the global economy was in the South China region of Guangdong, which is a major manufacturing province in China. The crisis...Read More

Forefront‘s Monday Market Update Volatility and risk are not the same thing When I ask someone to give me a definition of risk, the answer is inevitably some variation of the same thing. The possibility that something bad can happen. This isn’t correct, and I will show you why. When it comes to investing, we...Read More

Forefront‘s Monday Market Update Why is the market down? Time to panic? Growing up I made frequent trips to India with my parents to visit family. When I was very young, I can still remember my grandmother reading me the story “Chicken Little,” and although it was never my favorite book, it would make my...Read More

Forefront‘s Monday Market Update Money doesn’t buy happiness I had a conversation with a younger client of mine this past week, and I could tell he wanted to ask me something, but was kind of skirting around the question. We went over his savings plan, cash flow planning, and budget. When we started going over...Read More

Forefront‘s Monday Market Update Incentive matters The simple model for incentives is a feeling all of us know well. Do something good, get something good. It seems straight forward, but often times, especially when it comes to financial planning and money management, the simple model of incentive that we all know so well leads to...Read More

Forefront’s Monday Market Update How to pick stocks I had a conversation with someone this weekend that centered around the value of engaging a CFP® for financial guidance if that CFP® doesn’t out perform the broad markets. Their feeling is that without beating the index, there is no value. He mentioned his own investing methodology...Read More

Forefront’s Monday Market Update The Misplaced 401K Right now, an estimated 65% of Americans are looking for a new job, which makes sense as those who can see the opportunity in front of them are taking advantage of a labor shortage to show just how valuable they are, and to find a company and job...Read More

Forefront’s Monday Market Update Disposition Effect Why do individual investors hold losing stocks for far too long, and sell winning stocks way to early? Avoiding regret, and seeking pride affects people’s behaviors, especially when it comes to investing, and it’s been dubbed the “disposition effect.” The idea that people dislike incurring losses more than they...Read More

Forefront’s Monday Market Update How to lose 20 billion dollars Have you ever been in credit card debt or any sort of debt for that matter? The feeling of it is awful, to the point of being almost crippling. Now, this isn’t to say that credit cards don’t serve a good function, and if used...Read More

Forefront’s Monday Market Update Finding value and assessing risk My son, AJ, and I were having a catch this weekend when the ball rolled under one of our boxwood bushes. I hate those bushes, but at least the deer don’t eat them. I digress. He didn’t want to stick his hand underneath for fear of...Read More