Freedom Is Built Before You Need It WEEKLY BLOG 6/29/26 – 7/3/26   ­ This weekend, America turns 250. ­ There will be fireworks. Flags. Parades. Cookouts. Speeches about freedom. ­ And all of that matters. ­ But in real life, freedom usually looks quieter than that. ­ It looks like choices. ­ The ability...Read More

You May Own More AI Than You Realize Why index funds and 401(k)s may carry more concentration risk than most investors expect. WEEKLY BLOG 6/1/26 – 6/5/26 ­ Most people do not think of themselves as AI investors. ­ They think they own a 401(k). Or an index fund. Or a target-date fund. Or “the...Read More

The Small Things On grief, joy, the Knicks, and what we are really working for. WEEKLY BLOG 6/15/26 – 6/19/26 I’ve been waiting more than 40 years to write these words. The New York Knicks are champions. For anyone who isn’t a sports fan, that sentence probably doesn’t carry much weight. For people like me,...Read More

The Fed Is Waiting. Your Financial Life Shouldn’t. Why rate decisions matter, but should not run your plan WEEKLY BLOG 6/8/26 – 6/12/26 ­ The next two weeks are going to be very Fed-heavy. ­ The May jobs report just came out. CPI is scheduled for Wednesday. The Fed meets the following week. Markets will...Read More

Your Tax Return Is Already Old News  Why last year’s return should become this year’s plan WEEKLY BLOG 6/1/26 – 6/5/26   Your tax return may be finished.   That does not mean the work is done.   In fact, for planning purposes, the most important part may just be starting.   A tax return...Read More