Monkey Mind   Youth football season has started, so my son, AJ, has been at practice each night for the past two weeks. Yesterday was the football jamboree, where all our league teams came together and played twenty-minute scrimmages against each other. AJ’s position has changed this year, and he is working hard to be...Read More

Income, Savings, or Returns. Which Matters Most?   The idea of a “side hustle” isn’t new, but we just called it a second job when I was growing up. Now, the concept of a side hustle is all the rage and is a weekly conversation with clients. This weekend I spent time with a friend...Read More

Return on Hassle     Some financial questions can be answered with a spreadsheet, but most are some combination of spreadsheets and behavioral psychology.   What many people don’t consider when making decisions of all types is Return on Hassle (RoH).     Set In Their Ways     We had a family event this weekend, and as it...Read More