May 8, 2023 Bigger Than Just Retirement   This weekend was my daughter Priya’s first holy communion. A day full of family surrounding her and enveloping her in the love that only comes from being the baby of the family. Afterward, as many will do, we invited family and close friends (let’s be honest, they...Read More

May 1, 2023 The Only Easy Day Was Yesterday   I finished reading The Wisdom of the Bullfrog by Admiral William H McRaven. Many of you will know him from the viral commencement speech in which he told the graduates to make their beds every morning. Professionally, he is credited with organizing and overseeing Operation Neptune’s Spear,...Read More

April 24, 2023 See You Next Year, Mr., or Mrs. Accountant   Tax season has come and gone, and most of us now either wait for our anticipated refunds or curse the government for telling us we owe them money. Regardless, your three-month relationship with your accountant has ended, and you will see them again...Read More

April 17, 2023 Money and Children   Growing up, money was always something that was discussed in my house. My parents were immigrants from India, and their financial dynamic functioned very much like it would if they still lived in India. My father controlled the money; if my mother needed something, she needed to ask...Read More

April 3, 2023 A Client Story   I met a family this weekend whose mother had been following me for nearly a year, reading my content, and engaging with me on social media, but her son-in-law reached out to me to set up a meeting. So, we set it up for Saturday so he and...Read More

March 20, 2023 Is My Money Safe in The Bank? That was the most asked question by all my clients last week. We forgot about inflation, falling stock prices, rising inflation, and the federal reserve’s unknown interest rate decision. All it took was a run on a couple of regional banks. I always preach about...Read More

March 13, 2023 Forefront‘s Monday Market Update Silicon Valley Bank I have gotten a ton of questions this weekend about what actually happened to Silicon Valley Bank and how can the 16th largest bank in the USA go into receivership within 48 hours. So here is a high-level breakdown of what really happened without the spin...Read More

March 6, 2023 Forefront’s Monday Market Update What the Bond Market is Saying It shouldn’t surprise anyone that making money seems easy when the markets are doing well. But unfortunately, this past week, I was reminded how quickly that sentiment can change. A family I served for several years decided to manage their own financial...Read More

February 27, 2023 Forefront‘s Monday Market Update Give and Take When I was growing up, my mother used to tell me to pick my battles, but it wasn’t until having my children that I fully understood what that meant. My wife, Christina, is a Middle School, Special Education, and Science Teacher, so she leaves the...Read More

February 13, 2023 Forefront’s Monday Market Update Odds and Ends I woke up this morning ready to write a detailed Forefront’s Market Notes on bonds, and while proofreading it, my eyes started to glaze over. Not the riveting content everyone wants on a Monday morning. So, I went in a different direction. Superbowl LVII  As...Read More