All Presidents Raise Taxes! All presidents raise taxes, lets stop pretending like it’s a Republican or a Democrat policy. The government has NO MONEY, the only money it has is what it takes from the people. We are the people being taken from. Anytime the government spends money it doesn’t have IE: deficit spending, it...Read More

Grandma Free throws As traditional spring, summer, and fall sports are wrapping up their unique seasons I watched the NBA finals for the first time in awhile. Apart from basketball being wildly different from when I grew up watching the hard-nosed Knicks of the Anthony Mason era, I noticed something else. The best basketball players...Read More

by Jeff Deiss, CFP Facts:  Taxpayers who are age 72 or older (or those who turned 70 ½ before December 31, 2019) are required to withdrawal minimum distributions (RMDs) from their retirement plan accounts on an annual basis. The CARES Act passed on March 27, 2020 enabled any taxpayer with an RMD due in 2020 from...Read More

by Kevin Kelly If anything, the title is an understatement. Some investors own a large basket of high quality, investment grade bonds of well-known companies. The yields on such securities have declined dramatically and many are now 1% or even less. Many investors do not realize this, however, because they are looking at their coupons. The...Read More

by Kevin Kelly, Portfolio Manager If anything, the title is an understatement. Some investors own a large basket of high quality, investment grade bonds of well-known companies. The yields on such securities have declined dramatically and many are now 1% or even less. Many investors do not realize this, however, because they are looking at...Read More

Politics. Blah I detest writing about politics. We are all told how much the stock market is correlated to the presidency, especially in recent years when the level of the stock market has somehow become a feather in the cap of the president. This. Is. Not. True. Coming to the rescue Presidential policy has the ability...Read More

By Jeff Deiss From an investment perspective, concentration in a single stock is associated with the potential for massive gains.  A large stock position acquired through years of executive compensation, superior price appreciation or an inheritance can produce significant family wealth.  At the same time, that wealth may become dangerously concentrated, presenting considerable risks. The...Read More

by David Ruff With the arrival of Autumn, the U.S. Presidential election will increasingly take center stage as the candidates spell out their economic and foreign policy agendas. The outcome is important, not just for the U.S., but for foreign economies as well. Possibly even more consequential is another event happening in the world’s second largest...Read More

History never repeats itself. Man, always does – Voltaire Have you been at dinner lately with friends, and one of them is telling you about their foray into day trading, or simply just bragging about their investments? They are bound to tell you about their outsized gains and incredible winners, but when the check comes,...Read More

by John Bruggemann, CFP Many clients have a need for financing for various reasons- a large purchase such as a new automobile,  a real estate transaction or business needs, to name a few. What many clients do not realize is the ease in which a client can access cash using their taxable investment account as collateral....Read More