By Jeff Deiss CFP, AEP, Wealth Advisor We’ve written about Health Savings Accounts in the past, which you can reference here and here.  An HSA is a great way to create a nest egg for healthcare expenses in retirement. The basics are that HSA account holders can contribute up to $3,600 individually or $7,200 as a family for...Read More

Anything for our children Having two young children I have fallen into a trap that I used to think was impossible for a Certified Financial Planner® to get caught up in. I don’t necessarily spend to much on them, but I am more willing to spend on them without weighing the costs vs the value...Read More

One year since the bottom Did my headline work? Are you reading because a few simple words elicited an emotional response that you didn’t even realize was happening? Well get ready, because this week will be a media frenzy with somber music being played over montages of photos of the past year flashing across the...Read More

By David Ruff CFA, Global Portfolio Manager Given the seemingly national obsession with Bitcoin I’ve had to become more of an expert on the king of digital coin and other cryptocurrencies like Ethereum, Ripple, Litecoin, Tether, and Dogecoin.  Equity investing is the heart of my comfort zone, but my colleague Randy Coleman’s commentary Is It Really...Read More

By ACM Wealth ACM Wealth Administrator Congress will have the opportunity to press forward with their proposed changes to the tax laws. This could potentially be the first major tax hike since 1993. Such changes would likely come into effect in 2022, but there remains the possibility that some could be made retroactive to earlier...Read More

By Kevin Kern Founding Partner Long before the November 2020 vaccine announcements greed already had a strong hold on investor fear.   Investors who were paralyzed in the spring had already put their mortality aside by summer and began to bet on pandemic perfect businesses such as ecommerce, gambling, cloud and online streaming. As some investors...Read More

By Randall Coleman CFA This week marks a year since pandemic lockdown altered our lives forever. To say it has been a strange year would be a gross understatement. It has been extraordinarily strange. Everything changed. Work, travel, living arrangements, simple trips to the store, doctor visits, movies, coffee shops, football games, baseball games, birthday parties,...Read More

More “stimmy” on the way Folks, before I begin, I just want everyone to know that “stimmy” is a real word that is being used to refer to people’s stimulus checks. I will use it in a sentence that I overheard this weekend at Wegmans Grocery Store. “I wonder when the stimmy will hit my...Read More

I don’t know who needs to hear this, but …….. Stocks don’t always go up. I can’t believe I need to be saying this, especially since we either experienced 2008/2009 first hand with our own portfolios and wallets, or we watched what it did to our parent’s portfolios and wallets. Watching the madness in the...Read More

By JoAnne Feeney Portfolio Manager Many investors benefitted last year from the sharp appreciation in stocks of popular work-from-home companies represented by the FANG stocks (FB, AMZN, NFLX, GOOG), while those looking for income were left behind. This year is off to a very different start as last week’s gyrations made clear, and rightly so....Read More