by Jeff Deiss CFP, AEP, Wealth Advisor We’ve written recently about focusing on what you can control and using COVID-19 downtime to tackle issues you may not normally get to. We’re being a little more specific today. The pandemic has reminded us all just how important our health is—and making sure we have the right plans...Read More

by Randall Coleman, CFA Financial websites were abuzz Friday afternoon with the news that Elon Musk had overtaken Warren Buffet on the Bloomberg Billionaires Index. Tesla (founded by Musk) shares popped 10% that day, adding $6 Billion to Musk’s personal fortune. For the year-to-date period, Tesla has gained a whopping 269%. Meanwhile, the world’s preeminent blue...Read More

by Matthew Terzian, CFA, CFP Just like the 2008 financial crisis, investors are fleeing to cash during the Coronavirus Pandemic, and this migration comes at an extreme cost, better known as a cash drag.  Merriam Webster defines the word “drag” as a burden or encumbrance.  Growing up, many of us heard stories from our parents and...Read More

Forefront’s Monday Market Update What the heck is going on? In a time when getting news and data has never been easier, it has never been harder to get ACTUAL data and news without an agenda behind it. All news stations are in the business of selling advertising, and your eyeballs watching/reading is the product...Read More

Our founder, Amit Chopra, was recently featured in Yahoo Money’s article “Map: Here are the best and worst U.S. states for retirement in 2020”, commenting on the driving factors for those transitioning into retirement. Read the article here >Read More

by Dr. JoAnne Feeney The market has been behaving like Dr. Jekyll and Mr. Hyde over the past month, bouncing between good and bad news. Which personality will arrive this week? The extent of uncertainty applies to this year’s earnings, but also 2021 and 2022. As we’ve noted before, we are in a strange situation where...Read More

by John Bruggemann, CFP On Tuesday, June 23, the IRS announced a few important modifications to the original changes made by the CARES Act regarding RMDs (required minimum distributions) taken from an IRA and defined contribution plans in 2020. As you may recall, the CARES Act waived 2020 RMDs as well as first-time 2019 RMDs delayed...Read More

by David Lieberman When we wrote our last C19 memo on June 8, we had expected C19 cases to continue a gradual decline. Instead, states with lower case counts reopened early, people were surprisingly complacent, and cases have actually increased sharply in select states, even as cases continued to fall in what had previously been high...Read More

by Kevin Kelly Portfolio Manager During the first half of 2020, fixed income yields moved substantially, behaving far more volatile than normal and deviating from historical levels of normal volatility (perhaps the understatement of the year!). Consequently, almost every fixed income portfolio has seen the widest swings in principle values since the Global Financial Crisis. All...Read More

by John Bruggemann CFP, Wealth Advisor Most clients are familiar with the various tax-advantaged vehicles we all utilize – IRAs and 401K plans for retirement and 529 accounts for college savings. However, many are not familiar with a tax-advantaged savings plan focused specifically on healthcare expenses, which is a Health Savings Account, or HSA. Many employers...Read More