by ACM Wealth ACM Wealth Administrator Tax Rates There are currently seven tax brackets, ranging from 10 percent to 37 percent. This rate structure was established under the Tax Cuts and Jobs Act (TCJA) and is set to expire January 1, 2026. Trump’s Plan: Maintain the current rate structure under the TCJA and therefore extend TCJA tax...Read More

by Dr. Charles Lieberman Chief Investment Officer The stock market continues to hang in near all-time S&P highs, even as unemployment is still quite high, virus cases spike, politicians are unable to agree on a fiscal stimulus package despite the agreed upon need, and election uncertainties loom.  How can this be? A critical part of the...Read More

All Presidents Raise Taxes! All presidents raise taxes, lets stop pretending like it’s a Republican or a Democrat policy. The government has NO MONEY, the only money it has is what it takes from the people. We are the people being taken from. Anytime the government spends money it doesn’t have IE: deficit spending, it...Read More

Grandma Free throws As traditional spring, summer, and fall sports are wrapping up their unique seasons I watched the NBA finals for the first time in awhile. Apart from basketball being wildly different from when I grew up watching the hard-nosed Knicks of the Anthony Mason era, I noticed something else. The best basketball players...Read More

by Jeff Deiss, CFP Facts:  Taxpayers who are age 72 or older (or those who turned 70 ½ before December 31, 2019) are required to withdrawal minimum distributions (RMDs) from their retirement plan accounts on an annual basis. The CARES Act passed on March 27, 2020 enabled any taxpayer with an RMD due in 2020 from...Read More

by Kevin Kelly If anything, the title is an understatement. Some investors own a large basket of high quality, investment grade bonds of well-known companies. The yields on such securities have declined dramatically and many are now 1% or even less. Many investors do not realize this, however, because they are looking at their coupons. The...Read More

by Kevin Kelly, Portfolio Manager If anything, the title is an understatement. Some investors own a large basket of high quality, investment grade bonds of well-known companies. The yields on such securities have declined dramatically and many are now 1% or even less. Many investors do not realize this, however, because they are looking at...Read More

Politics. Blah I detest writing about politics. We are all told how much the stock market is correlated to the presidency, especially in recent years when the level of the stock market has somehow become a feather in the cap of the president. This. Is. Not. True. Coming to the rescue Presidential policy has the ability...Read More

by Jeff Deiss Harvesting losses on an annual basis is a prudent strategy that we employ and where we have more flexibility than other money managers because we focus on buying individual securities.  In addition to harvesting losses, investors should recognize that managing your gains is also part of investing (rebalancing).  The value of continuing...Read More

by Paul Broughton The current news is very concerning and, to many people, very disruptive.  We have fires raging in California and social unrest in many cities.  The presidential debates got off to an unruly and ugly start.  Voting by mail looks to be a divisive issue, and, in turn, may lead to a contested...Read More