by Richard Yuran Insurance Specialist,  Advisors Capital Planning, LLC Interest rates have a direct and indirect impact on life insurance companies, their product offerings, and existing (“inforce”) policies. Most life insurance products with declared dividend or interest rates are illustrated at the interest rate in effect at the time the illustration is prepared. When these rates...Read More

by David Ruff CFA, Global Portfolio Manager The short answer is no. While the confrontation may worsen and possibly include Chinese army involvement, these kinds of protests rarely lead to economic stagnation and failure.  Paradoxically, many of these kinds of violent demonstrations in other parts of Asia have helped bring political reform and improved economies.  Thailand,...Read More